The Annuity Handbook, 4th Edition has been updated with the latest available infomration on nonqualified annuities to provide a comprehensive look at the most current information on the markets, compliance issues, taxation, and uses of annuities.

What's NEW in the 4th Edition:

Product Features:

• Market value adjustments
• Guaranteed minimum interest rate index
• Discussion of owner-driven contracts vs. annuitant contracts
• Bonus annuities
• Guaranteed death beneftis in variable annuities

• Trust ownership of annuities
• Use of annuity payouts and settlement options for retirement income distribution planning
• Split annuity sales idea
• Annuities owned by Medicaid applicants/recipients
• Expanded discussion of annuities and retirement planning to include retirement income distribution considerations

• New suitability requirements for fixed annuities sold to seniors
• Compliance considerations in selling variable annuities - Investor Alerts, etc. from NASD

• Systematic Withdrawals - uses and taxation of
• General update of income, gift, and estate tax rates
• Updated discussion of Section 1035 exchanges
• Expanded discussion of pre-59 1/2 withdrawals and 10% premature penalty tax
• Discussion of whether annuity "losses" are deductible

nuco/annuity$45.00